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🏆 CFP National Championship

History Made: Indiana Hoosiers Win First-Ever National Championship

In a stunning upset at Hard Rock Stadium, the Indiana Hoosiers defeated the Miami Hurricanes 27-21 to capture their first national championship in program history, capping off a perfect 16-0 season.

January 20, 2026Hard Rock Stadium, Miami Gardens, FL

Miami Gardens, FL — In one of the most remarkable stories in college football history, the Indiana Hoosiers defeated the Miami Hurricanes 27-21 on Sunday night at Hard Rock Stadium to win the program's first-ever national championship.

The Final Score That Changed Everything

27 - 21
Indiana Hoosiers defeat Miami Hurricanes

The No. 1 seed Hoosiers completed a perfect 16-0 season, becoming the first team from the Big Ten to win the College Football Playoff National Championship since its expansion. For a program that had never won more than 8 games in a season before 2024, this victory represents a seismic shift in college football's landscape.

Game Summary

First Quarter

Indiana's Nico Radicic opened the scoring with a 34-yard field goal, setting the tone for what would become a defensive battle in Miami Gardens.

Key Players

  • Fernando Mendoza (QB, Indiana): Named co-player of the game, Mendoza orchestrated the Hoosiers' offense with precision and poise
  • Mikail Kamara (EDGE, Indiana): Co-player of the game, dominated the line of scrimmage
  • Cam Ward (QB, Miami): Fought valiantly but couldn't overcome Indiana's relentless defense

The Cignetti Effect

First-year head coach Curt Cignetti has accomplished what many thought impossible. After taking over a program that went 3-9 in 2023, Cignetti transformed the Hoosiers into national champions in just one season.

"This is for every kid who was told they weren't good enough. This is for Bloomington. This is for the state of Indiana."
— Curt Cignetti, Indiana Head Coach

Historic Context

MetricIndianaMiami
Final Record16-013-3
SeedNo. 1No. 10
Previous Championships05

This marks:

  • Indiana's first national championship in any sport at the FBS level
  • The biggest upset in CFP Championship history (Indiana was favored by 8.5 points)
  • The first time a Big Ten team has won the expanded CFP

What This Means for College Football

The Indiana Hoosiers' championship victory sends shockwaves through the sport:

  1. Proof that rapid transformation is possible - Cignetti's one-year turnaround will be studied for decades
  2. Big Ten dominance - The conference's first CFP title validates its strength
  3. The transfer portal works - Indiana's strategic use of the portal was masterful
  4. David beats Goliath - A program with no championship pedigree defeated a blue blood

The Bottom Line

On January 19, 2026, at Hard Rock Stadium in Miami Gardens, Florida, the Indiana Hoosiers didn't just win a football game. They rewrote the narrative of what's possible in college football.

From 3-9 to 16-0. From afterthought to national champions. From "who?" to "WOW."

History. Made.